Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating right here in our community. We understand the distinct risks and opportunities faced by construction professionals, subcontractors, and other building trade businesses right here in Phoenix. Our mission is simple: to provide tailored insurance solutions that protect your investment, safeguard your livelihood, and allow you to focus on building a successful future for your company right here in the Valley of the Sun.
Understanding Contractor Risks in Phoenix
Running a contracting business in Phoenix involves inherent risks. From the physical demands of construction sites to the complexities of managing projects and materials, contractors face a unique set of challenges. At CCA, we understand that a one-size-fits-all insurance policy simply won't cut it. Businesses operating from our Phoenix location need coverage that precisely matches their operations, whether they specialize in commercial construction, residential building, renovation, landscaping, or other related trades. We are deeply familiar with the local environment, including considerations specific to working within the Phoenix metro area, ensuring your policy reflects the realities of doing business right here.
Our Core Services for Local Contractors
We offer a comprehensive suite of insurance products meticulously designed for contractors like you:
General Liability Insurance: This is fundamental coverage for contractors operating from our Phoenix location. It protects your business from claims of bodily injury, property damage, personal injury (like libel or slander), and advertising injury occurring on your job sites or due to your business operations right here in Phoenix. Should a client trip and fall on your project site within the city limits, or if your equipment accidentally damages a neighbor's property, this coverage provides essential financial protection.
Commercial Property Insurance: Safeguard your Phoenix business assets – the tools, equipment, vehicles, and potentially your place of business (like a Phoenix workshop or job site trailer) – against damage or loss caused by events like fire, windstorms, vandalism, or theft. This coverage is crucial for protecting your operational capacity right here in the Phoenix area.
Workers' Compensation Insurance: This vital coverage is designed to protect your employees and your business. It provides medical treatment costs and wage replacement benefits if an employee is injured on the job while working on a contract in Phoenix. As a responsible contractor operating locally, securing appropriate workers' compensation coverage is not just advisable, it's often a legal requirement in Arizona.
Commercial Auto Insurance: If your contracting business in Phoenix utilizes vehicles – company trucks, vans, or equipment – for transporting materials or personnel, specialized commercial auto insurance is essential. This coverage addresses risks associated with business vehicle operations, offering protection beyond standard personal auto policies.
Tools and Equipment Insurance: Your tools and machinery are critical investments. This coverage protects your valuable assets against damage, loss, or theft, ensuring you can continue operations without significant financial setbacks, even if the incident occurs on a Phoenix job site.
In addition to these core coverages, we can assist with specialized insurance needs specific to certain contracting trades, ensuring your Phoenix business is fully protected.
Why Choose CCA for Your Insurance Needs in Phoenix?
Choosing an insurance partner who understands the specific challenges of the contracting industry in Phoenix is crucial. At CCA, we pride ourselves on being more than just another insurance provider. We are specialists who listen carefully to understand the nuances of your business:
Industry Expertise: Our agents possess deep knowledge of the construction industry and the specific risks contractors face daily in the Phoenix area.
Local Focus: We are committed solely to serving contractors right here in Phoenix. Our understanding of local regulations, building practices, and risk factors informs our recommendations.
Personalized Service: We don't believe in cookie-cutter policies. We work closely with you to design a comprehensive insurance package tailored specifically to the size, type, and scope of your contracting business operating from our Phoenix location.
Claims Support: Should the unfortunate need arise, we provide dedicated claims assistance, ensuring a smooth and efficient process to help you get back on track with your projects in Phoenix.
Accessibility: Our team is readily available to answer your questions, address concerns, and make adjustments to your policy as your business evolves right here in Phoenix.
Protect Your Phoenix Business Future with Confidence
Operating a successful contracting business in Phoenix requires skill, dedication, and a proactive approach to risk management. Partnering with The Contractor's Choice Agency at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048 means gaining a knowledgeable ally who understands the local landscape and is committed exclusively to your success. We provide the specialized insurance coverage you need to navigate the complexities of your industry and protect your valuable assets right here in the Phoenix community.
Ready to ensure your contracting business in Phoenix is fully protected? Contact us today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/ to learn more about how we can safeguard your business operations right here in our city.
Frequently Asked Questions (FAQs)
Q1: What types of contractors does The Contractor's Choice serve in Phoenix?
A1: We specialize in serving a wide range of contractors operating from our Phoenix location, including general contractors, specialty contractors (like electrical, plumbing, HVAC, roofing), subcontractors, construction managers, remodelers, and businesses involved in commercial or residential building, renovation, and landscaping projects right here in Phoenix.
Q2: Do I need multiple insurance policies if I'm a small contractor based in Phoenix?
A2: Absolutely. Even small contracting businesses operating from our Phoenix location need several key types of insurance to protect against various risks. General liability, commercial property, and workers' compensation are typically essential minimum coverages for contractors in Phoenix. We can help you determine the specific combination and limits you need based on your business size and operations right here in the city.
Q3: How does the claims process work with The Contractor's Choice for a Phoenix-based contractor?
A3: Our claims process is designed to be straightforward and supportive for contractors right here in Phoenix. If an incident occurs, you should contact our claims department immediately using the number on our website or phone line. We will guide you through the process, assist with documentation, liaise with adjusters, and work to resolve your claim efficiently so you can focus on getting back to work in Phoenix.
Q4: Can The Contractor's Choice help me find insurance that covers specific Phoenix job site risks?
A4: Yes, absolutely. Our expertise lies in contractor insurance, and we understand the unique risks associated with different types of construction projects in Phoenix. Whether your job sites involve specific materials, unique project types, or particular Phoenix environmental factors, we can help tailor your policy to address these specific exposures.